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The Financial Graduate

Financial Insights for the Real World

Category: Save Money

Canadian mountains
Financial Literacy

Where do Canadians Invest Their Money? The Basics

by JJ /

I’m not going to lie, this isn’t the most thrilling post I’ve ever written and I can guarantee it won’t be the juiciest thing you ever read. But, if you want to learn the basics on Canadian investment accounts, specifically the RRSP, TFSA and RESP,…

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Baby chick running
Insights for the "Real World"

Am I Cheap or Frugal?

by JJ /

Since high school I’ve been a diligent saver. Like a squirrel socking away her acorns for a brutal Canadian winter, I stash my hard earned dollars in case of emergency! Although I come from a middle class family, have consistently had a roof over my…

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Get Fit for Free
Insights for the "Real World"

How to Get Fit for Free

by JJ /

You don’t need a personal trainer or a gym membership to get fit. You don’t need a new wardrobe from lulu lemon, a Fit Bit or a fancy fanny pack to carry your water bottles. In fact, you don’t need to spend any money to…

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Insights for the "Real World"

Why I Will Never Buy a New Car

by JJ /

I recently sold my 2002 Volkswagen Passat. I didn’t want to do it. The car was in great shape for her age (my car was a lady) and she was a smooth ride. Although my car had been very well maintained she was pushing 300,000km…

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paper heart
Insights for the "Real World"

A Valentine’s Poem From a Frugal Female

by JJ /

  This Valentine’s Day please save your money, I don’t need a present to prove you’re my honey. I don’t care about flowers or chocolate or rings, I’m all about experiences and memories, not things.

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How to save $100's today
Save Money

12 Things You Can do Today to Save $100s

by JJ /

Here is a list of money saving tips that you can apply today. This list isn’t about saving a quarter here or a dollar there. If you actually follow through with some of these suggestions you can save a significant amount of money.

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Spread Holiday Cheer Without Breaking the Bank
Save Money

How to Spread Christmas Cheer Without Breaking the Bank

by JJ /

Christmas is my favourite time of year. It always has been. I love almost everything about this holiday. To me Christmas represents a time to be merry. It’s a time to get together with the people I love, cook, eat too much, drink too much,…

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